Do you offer Home Contents Insurance?

Yes. In many cases we can offer this cover, provided the Insured lives on or above the Business Premises which we insure.

Please note that this cover is not available in isolation, only as part of the Package policy covering the Business at the Premises.

What cover is available?

Cover follows the Property Damage Section of the policy, so that if Accidental Damage cover for Home Contents is required, the same level of cover MUST be selected under the Property Damage Section of the policy.

However, Accidental Damage cover applies automatically in respect of mirrors, glass that forms part of furniture (but not glass ornaments, etc), ceramic hobs and TV, Video, Audio equipment and home computers.

What Sum Insured do I need?

The cover is on a fixed sum insured basis, which you should check is adequate to protect all of your clients Home Contents. The cover includes Personal Possessions, Personal Money and Credit Cards, and the contents of Domestic Freezers in addition to other Home Contents.